Terra Mortgage knows
what it takes to be a successful lender. Since the start of our
operation, our dedication to exceed your expectations and guarantee
your satisfaction has made us what we are today. From start to finish
the loan process, we provide no less than exceptional service to our
most prized possessions - our customers. We have dedicated mortgage
professionals to take qualified borrowers from application to funding,
with a commitment to making the process as fast and smooth as possible.
Take
advantage of our experience and flexibility with overcoming the
potential roadblocks in getting a home loan can help you get settled
faster. |
-One of the widest range of products available in the mortgage industry
-FREE consultation with your Terra Mortgage dedicated home loan consultant
-Qualified borrowers can get an UpFront Approval while they shop for a home* |
Get QUICKLY pre-approved,
not just pre-qualified! |
When
you start shopping for a home, it's nice to know just how much home you
can afford. Even better, wouldn't you like an edge over other buyers
interested in the same home you are?
Here's the difference between these two buyer tools. |
| Pre-qualification |
Pre-approval |
- Provides a "ballpark" estimate of your borrowing power
- Is based on summary information you provide on your income and assets
- Requires satisfactory review of property, financial documents and program requirements to issue final approval
- Is offered by most lenders
|
- Provides proof to real estate agents and sellers that you're approved for a specific loan amount
- Is based on a verification of your income, credit and assets (in some cases, verification may not even be necessary)
- Requires a satisfactory appraisal and title review and no change in financial condition for final approval
- Is quick and easy
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